• “The richest man is not he who has the most, but he who needs the least.”

    Updated: 2010-07-31 17:17:10
    —Unknown Author

  • Peer to Peer Lending Site Lending Club Marks Three Year Anniversary

    Updated: 2010-07-31 16:26:56
    Peer to Peer Lending Company Lending Club has recently passed its three year anniversary and is now issuing more than $10 million in loans per month to borrowers through Prime Consumer Notes which are funded by Lending Club investors. “Lending Club creates a shorter path between the source of capital (investors) and the use of [...]

  • How to Get the “Audiblepodcast.com/Dave” Offer for Dave Ramsey Show Listeners

    Updated: 2010-07-31 16:11:51
    Audible, a service which offers downloadable audio books to consumers, has recently began a radio campaign on the Dave Ramsey Show in which listeners can receive a free audio book and thirty days of free service with the following url: audiblepodcast.com/dave. Users that take advantage of the offer will receive a 30 day free subscription to [...]

  • Is Apple (NYSE: AAPL) Ready for Competition?

    Updated: 2010-07-31 14:22:10
    Apple (NYSE: AAPL) had better be ready because competition for the iPad is in the works. According to a Bloomberg news report, seen here RIM who makes the BlackBerry will be releasing a device in answer to the iPad as soon as this coming November. It appears that the name of the new device will [...]

  • Kraft Foods [NYSE:KFT] Changing Recipe of Its Famous Crackers

    Updated: 2010-07-30 16:11:24
    Kraft Foods (NYSE:KFT) has recently announced that they will increase the whole grain content of their Nabisco brand crackers. In addition to beefing up the amount of grains, Kraft Foods has demonstrated its commitment to a healthy lifestyle by reducing sodium in its crackers and other items its North American products. The addition of grains to [...]

  • Home Assure LLC, Mortgage Relief Marketer Will Return $2.4 Million to Consumers to Settle Charges

    Updated: 2010-07-30 13:04:10
    , FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Home Assure LLC , Mortgage Relief Marketer Will Return 2.4 Million to Consumers to Settle Charges Tags : Mortgage Relief Services Mortgage Foreclosure Home Assure LLC Consumers Debt Categories : Consumers Debt Scams Posted by allen on 7 30 2010 3:04 AM Comments 0 A company that deceived consumers with promises it could save their homes from foreclosure will pay 2.4 million to victims as part of a settlement with the Federal Trade Commission . The case is part of the agency’s continuing crackdown on scams that prey on financially distressed . homeowners According to the FTC’s

  • NEW FTC Rule to Protect Consumers in Credit Card Debt

    Updated: 2010-07-30 13:01:33
    FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Home Assure LLC , Mortgage Relief Marketer Will Return 2.4 Million to Consumers to Settle Charges NEW FTC Rule to Protect Consumers in Credit Card Debt Tags : Debt Consumers FTC Federal Trade Commission Telemarketing Advance Fees Debt Relief Debt Collection Credit Counseling Categories : Consumers Credit Cards Debt Debt Collectors Posted by allen on 7 30 2010 3:01 AM Comments 0 Amendments to Telemarketing Sales Rule Prohibiting Debt Relief Companies From Collecting Advance Fees Will Take Effect in October 2010 Starting on October 27, 2010, for-profit companies that sell debt

  • The Key to Managing Personal Finance

    Updated: 2010-07-30 12:50:57
    Personal finance is something many people do not take very seriously. That is why so many people are fighting with debt problems. Personal finance is about keeping a balanced debt to income ratio and ensuring that expenses never exceed income. Personal finance is crucial to keeping a good credit record and maintaining credit worthiness. Personal finance [...]

  • Citigroup (NYSE: C) to Pay $75 Million in Settlement of Subprime Mortgages

    Updated: 2010-07-30 04:21:58
    Citigroup (NYSE: C) agreed today to pay out a settlement of $75 million to deal with federal claims the company failed to disclose the holdings of subprime mortgage investments which were declining during the rocky financial crisis. The issue at hand is what eventually disabled the bank. In 2007, Citigroup began to suffer losses that led [...]

  • Prudential Insurance Investigated for Fraud Against Veterans

    Updated: 2010-07-30 04:03:34
    Prudential Insurance Company of America has been named in a lawsuit which claims the company was collecting 5.69% interest on veterans’ life insurance policies and paying out only 1% to actual beneficiaries. The lawsuit was filed earlier today in a US District Court in Massachusetts. The lawsuit is seeking class action status and was brought [...]

  • Walmart [NYSE:WMT] to Imbed RFID Tags on Clothes Beginning August 1

    Updated: 2010-07-30 03:23:45
    Walmart [NYSE:WMT] maintains imbedding the electronic identification tags is strictly to improve inventory management. Some critics point out that putting the tags on merchandise fringes on a violation of privacy. Beginning August 1, 2010, clothing will be imbedded with a radio frequency identification (RFID) tag. The tags can be read with a hand-held scanner which will assist employees [...]

  • Walmart (NYSE: WMT) Targeted in BPA Health Concerns

    Updated: 2010-07-30 01:22:16
    Next time you head to a check out counter and the cashier hands over your receipt, you might want to think twice about the affect it can have on your health. As a society we have been conscience of using recycled materials and companies are proud to admit when they do use eco-friendly products. However, [...]

  • We’ve Earned $73/month Cash-Back From Our Debit Card

    Updated: 2010-07-29 20:53:31
    I have been loving my new PerkStreet Financial debit card. Why you ask? Well because I have earned $147 in rewards in the last two months! I know it is amazing! We just swapped out our ING Debit card that have had been using and now use our PerkStreet Card for every purchase and we [...]

  • How Banks Prey On Their Customers

    Updated: 2010-07-29 20:30:06
    The banking industry, long accused of consumer abuse, now finds itself in the cross-hairs of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Here are some ways that banks have historically preyed on their customers - and which the Consumer Financial Protection Bureau is likely to confront.

  • 3 Things to Overcome to Reach Your Financial Goals

    Updated: 2010-07-29 16:06:14
    You want to reach your financial goals, but for some reason you just can't seem to get momentum. Ever feel that way? What's tripping you up? What keeps you from overcoming those hurdles to financial freedom? Have you thought about what is holding you back? If you want to reach your goals, you have...

  • Why Would Someone Want to Live a Frugal Lifestyle?

    Updated: 2010-07-29 12:49:02
    The world is becoming full of new and better things each and everyday, and the majority of people want to buy everything they see whenever they see it. It is a tough decision to live a more frugal lifestyle in the midst of commercialism in our instant gratification lives. Will people think it’s so bad [...]

  • How to Deal With Financial Infidelity

    Updated: 2010-07-29 11:39:10
    It’s no secret that money is something of a taboo topic in many social settings. But a recent survey found this to be true even between partners. Nearly half said they’ve bought something their partner didn’t agree with -- and 30% had hidden those purchases from their partner. Some have even gone as far as sneaking out in the middle of the night to buy something or burying the purchase in the backyard.

  • 7 iPad Apps That Help You Budget and Improve Your Lifestyle

    Updated: 2010-07-28 23:03:49
    Since the iPad is still in its infant stages, the app store is relatively light on apps with a specific personal finance focus: most still focus on the gaming and reading niches. Still, we were recently able to find seven iPad apps that, if not directly related to personal finance management, at the very least help you find savings in everyday life situations and, as a result, manage your money more successfully.

  • How To Work With Your Spouse On The Budget

    Updated: 2010-07-28 15:58:54
    If you’re newly married, it can be especially difficult to come to terms on what your budget should entail. You might set your clothing budget for $100/month, while your spouse can get by with that old pair of jeans and raggedy t-shirt. How will you ever come to agreement? Or maybe you’ve tied the knot [...]

  • Debt Reduction and Savings Statement – April, May, June, July 2010

    Updated: 2010-07-28 04:32:57
    Over the last 4 months we have made great strides to get out of debt and save money. Come check out our progress... it's pretty awesome!

  • Financial Cash Flow Management – Tips to Improve the Cash Flow of Organization

    Updated: 2010-07-28 01:46:41
    Checking the cash flow is something that deserves extra attention in an organization. Cash flow is the balancing act that balances financial assets of the organization in a way so that the organization can never suffer through financial crisis. Cash flow management is needed in the organization to determine the future expenses like whether to [...]

  • The Cost of Convenience: Mini Bar Pricing

    Updated: 2010-07-28 01:22:57
    We’ve all been there: you enter your hotel room after a long, gruesome trip, drop your bags, kick off your shoes and have an irresistible craving for a cold soda or maybe even something stronger. The temptation to open that mini bar is high, even though you know too well that anything you find there [...]

  • Building a Strong Financial Foundation

    Updated: 2010-07-27 15:52:55
    "Therefore everyone who hears these words of mine and puts them into practice is like a wise man who built his house on the rock. The rain came down, the streams rose, and the winds blew and beat against that house; yet it did not fall, because it had its foundation on the rock.” - Matthew 7:24-25 The health...

  • The Key to Successful Budgeting

    Updated: 2010-07-27 12:46:26
    The number one goal in budgeting is that you spend less than you make. This applies for personal finances. It is not just for businesses. You as a person or a family are an economic unit that needs to operate like a business. To be financially sustainable as an economic entity you must manage your [...]

  • Enrich Your Ride with the Highest Quality of Your Country Flag

    Updated: 2010-07-27 12:25:22
    Flag store in the United States is well-known as the best store of flags in all over the world. This store of flags is providing so many kinds of flags from all over the world with the highest quality. This store is making flags of any other countries with any kinds of sizes and functions. If [...]

  • Fix Social Security by Changing Retirement Age to 70?

    Updated: 2010-07-26 15:42:02
    I must admit I don't think much about Social Security as a retirement option these days. How could I when most financial advisors and experts tell you to plan around it and don't depend on it because it won't be there by the time you retire (unless you're close to retirement). Personally, I focus on contributing to my company's 401(k), my Roth IRA and traditional IRA as the best sources of retirment income. ..

  • A Comparative Calculation Of Mortgage Rates

    Updated: 2010-07-26 10:58:20
    Mortgage calculator helps to estimate the value of real estate done with the help of online mortgage calculators available. Mortgage analysis is done with the help of calculator which get the complete estimate over different mortgage dealings, payment schedules, compare costs, interest ratings etc. Working of Mortgage calculator: A general analysis on mortgage Choose which mortgage loan is [...]

  • 5 Free iPhone Apps To Get Your Finances On Track

    Updated: 2010-07-25 16:13:40
    You like saving money. Okay, maybe on things other than your high-dollar iPhone. Well, now that you have one, wouldn't you say it's time to put it to good use and improve your finances? Here are five iPhone apps that are sure to put you on the right track. 1. Ask Dave Ramsey - That's right! Dave just released...

  • Marketers of "Rapid Debt Reduction" Program To Pay $1.5 Million for Falsely Claiming They Could Lower Consumers' Interest Rates

    Updated: 2010-07-23 16:23:15
    FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Marketers of Rapid Debt Reduction Program To Pay 1.5 Million for Falsely Claiming They Could Lower Consumers' Interest Rates Tags : Consumers Debt Rapid Debt Reduction Mutual Consolidated Savings Robocalls Telemarketing FTC Federal Trade Commission Categories : Consumers Debt Posted by allen on 7 23 2010 6:23 AM Comments 0 Defendants Permanently Banned from Marketing Debt Relief Services The marketers of a Rapid Debt Reduction” program who promised to lower interest rates on credit cards for an up-front fee of up to 899 have settled Federal Trade Commission charges that they

  • Websites Warned That Offer 'Free' Credit Reports Must Disclose Federally Mandated Free Reports or Face Prosecution

    Updated: 2010-07-23 16:20:29
    FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Marketers of Rapid Debt Reduction Program To Pay 1.5 Million for Falsely Claiming They Could Lower Consumers' Interest Rates Websites Warned That Offer Free' Credit Reports Must Disclose Federally Mandated Free Reports or Face Prosecution Tags : Free Credit Reports FTC Federal Trade Commision National Credit Report.Com LLC NationalCreditReport.com Quinstreet . Inc FreeCreditReport4U.com MyCreditCenter.Com . Inc MyCreditCenter.com 3CreditReport.com OnlineFreeCreditReports.com Vertrue . Inc My3BureauCreditReport.com FreeScore.com Free3BureauCreditReport.com FreeTripleCreditScore.com

  • Reverse Mortgage Lenders in Alabama

    Updated: 2010-07-23 08:40:44
    The continuing financial crisis has made reverse mortgages very popular among Alabama senior citizens. Reverse mortgages are specialized home loans that allows the owner, usually one that is above the age of 62, to convert the equity of their home into cash. They can then use this cash to supplement their social security payments and [...]

  • Book Review: Save Your Retirement

    Updated: 2010-07-21 21:38:34
    This book is aimed at those who lost a lot of their investments in the recent bear market or who just haven’t saved enough for retirement. I have read a lot of retirement books lately and there are many similarities between most retirement books. This book did have some fresh perspective. They offered advice on [...]

  • Quick Loans for Unemployed Cater Your Needs without Asking For Employment

    Updated: 2010-07-21 15:11:04
    If you are an unemployed and craving for borrowing funds to fulfill your needs and demands, you can make the most of quick loans for unemployed. At the present time these loans. With the help of Quick Loans for Unemployed you can get quick financial aid. You can get the loan smoothly because such kind [...]

  • Retirement Activity Ideas For Workers Who Miss the Daily Routine

    Updated: 2010-07-20 15:10:08
    Immediately after you stop working you feel free, finally you can do what you want with your time! Shortly after, however, many start to feel lost and unsure of what to do themselves with their unstructured days. Luckily it doesn’t have to be one way or the other, you don’t have to have your whole [...]

  • How to Get the Mortgage Deal you so much wanted?

    Updated: 2010-07-20 10:13:48
    The housing crisis has resulted in significant changes within the housing industry and its associated financial services. Individuals, especially this with bad credit, are finding it increasingly difficult to secure funding to purchase new homes. However, prospective homeowners should not despair as the market is now starting to look up. They do need to understand [...]

  • Different Benefits Of Different Townhouses In The Philippines

    Updated: 2010-07-19 15:09:00
    Residential Philippines properties such as condominiums, apartments, and houses are some of the most popular types of housing in the Philippines. Townhouses, however, have significantly dropped both in popularity and demand particularly when condominiums were introduced in the Philippine market. However, townhouses in the Philippines haven’t lost all of its popularity in the market. There are [...]

  • Will House Prices Fall Again?

    Updated: 2010-07-19 10:06:26
    Predicting house prices in the UK has become so unpredictable, many analysts are increasingly reluctant to give any predictions for more than six months hence. Nevertheless, if you are willing to stick your neck out and make a strong prediction, it is a good way to get news coverage. Any dire prediction of house prices [...]

  • Interest Rate Predictions

    Updated: 2010-07-18 09:09:36
    Predictions for Interest rates in the UK. How the MPC is likely to set interest rates in the coming months.

  • Payday Loans -Stress free and affordable finance

    Updated: 2010-07-18 01:06:09
    To access fast cash for meeting your emergency, money until payday is the quick and hassle free loan option. This is the specific loan assistance deliberately made for the applicants who need the additional finance today without any delay. Thus, who are facing some financial hardships and cannot wait more in the fear of turning [...]

  • Debt Collection Abuses Widespread

    Updated: 2010-07-15 17:19:31
    FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Debt Collection Abuses Widespread Tags : Debt Collection Debt Collectors Collection Abuse Consumers National Consumer Law Center Debt Machine forced arbitration Categories : Consumers Credit Cards Debt Debt Collectors Posted by allen on 7 15 2010 7:19 AM Comments 0 Debt companies pursuing consumers with a small army of collectors have swamped small claims courts with lawsuits and left a trail of abuses that , in 2009, led consumers to file more than 120,000 complaints with federal . regulators The Debt Machine : How the Collection Industry Hounds Consumers and Overwhelms Courts ,

  • Federal Trade Commission Proposals to Reform the Debt Collection Industry

    Updated: 2010-07-14 12:35:18
    FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Federal Trade Commission Proposals to Reform the Debt Collection Industry Tags : FTC Federal Trade Commission Debt Collectors Debt Collection Debt Collection Attorneys Debt Lawsuits Consumers Debt Categories : Consumers Debt Debt Collectors Posted by allen on 7 14 2010 2:35 AM Comments 0 The Federal Trade Commission has made recommendations to fix the badly broken debt collection industry , especially debt litigation and arbitration . One of the biggest problems is that debt collection attorneys file complaints against consumers and upwards of 90 percent of the time have no

  • How can I remortgage my house – The do’s and don’ts

    Updated: 2010-07-13 10:47:36
    Thinking about getting a new home mortgage? One thing you need to keep in mind is that remortgaging your home only makes sense if you are going to save a good amount of money in the long run. Some of the short term benefits may not be beneficial if you do not save money in [...]

  • Bad Credit Mobile Home Refinance Loans

    Updated: 2010-07-07 10:53:11
    Mobile homes are first built in factories and then taken to the site where they can be given a permanent foundation. If you are in the market for a home but looking for non-traditional housing options, a mobile home may be the next best thing. About Bad Credit Mobile Home Bad Credit Mobile home loans are [...]

  • Redress Checks Mailed to Borrowers Misled By Chase Financial Funding Inc Allegedly Deceptive Mortgage Ads

    Updated: 2010-07-06 00:16:55
    FMD Consumer Blog Consumer Help Consumer News Consumer Advocate Debt Collectors Consumer Rights Consumer Scams and Protection Consumer Watchdog Home Archive Search Contact Advertise Website Terms of Use Subscribe Redress Checks Mailed to Borrowers Misled By Chase Financial Funding Inc Allegedly Deceptive Mortgage Ads Tags : FTC Federal Trade Commission Chase Bank Mortage Advertising Misleading Advertising Consumers Chase Financial Funding Inc Categories : Consumers Debt Posted by allen on 7 5 2010 2:16 PM Comments 0 The Federal Trade Commission is distributing refund checks to borrowers lured by a firm charged with deceptively advertising that it offered 3.5 percent , fixed-payment , 30-year mortgage loans . According to the FTC’s federal court complaint filed in 2004, the firm allegedly

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